Posted by & filed under Business Credit Journal, Credit.

Written by: William (Bill) G. Fig, Sussman Shank LLP

Published by the Section on Construction Law of the Oregon State Bar – November 2016

The priority of a construction lien plays a significant role in determining whether a lien claimant gets paid as a result of its construction lien.  In short, the greater priority a lien has in relation to other encumbrances recorded against the subject real property, the greater chance the lien claimant will get paid.

The priority analysis starts with the basic real property rule followed in both Oregon and Washington – first-in- time equals first in right. In other words, absent a statutory exception, an earlier-recorded encumbrance, e.g. a Deed of Trust, has priority over a later-recorded encumbrance.  … Read the rest

Posted by & filed under Credit.

An Introduction to our New Brand

Our primary role as leaders of NACM is to provide the support and resources needed for all member companies to be successful. Listening is one powerful tool used as we assist members and analyze their changing needs. On a national level we listened to members noting confusion with NACM affiliates inconsistent look, feel, and service offerings. In order to drive clarification and align our identity, a task force of NACM affiliate COO’s, national board members, and national staff worked with outside branding experts to define our essential value and create a defined brand standard. It may sound simple, but it was far from that. Hours of work and discussion went into the development of a unified brand to be used by all NACMs across the country.… Read the rest

Posted by & filed under Business Credit Journal, Credit.

Often times our customers tell us they were not aware we offered a particular service. Each issue of the Business Credit Journal we will highlight a service to keep you informed of what is available through your association, NACM Northwest.

This issue, we are highlighting Dun & Bradstreet. D&B is one of the leading sources of commercial information and insight on businesses. Their global database contains more than 267 million business records. Credit reports offered provide the insight you need to evaluate a firm’s operations, profitability, and stability.

Using credit reports will help you:

  • Make daily credit decisions
  • Limit your risk exposure
  • Determine the stability of new or existing customers
  • Plan for sales calls
  • Find out about changes that can impact credit relationships
  • Evaluate potential vendors and suppliers
  • Check the background of new clients
  • Identify corporate relationships and potential conflicts of interest
  • Provide business details for research needs

Below are two report options:

BIR – Business Information Report

The Business Information Report (BIR) from Dun & Bradstreet is a generic representation of business information.… Read the rest

Posted by & filed under Credit, Education.

You may be familiar with all the news items and program descriptions to be found on the pages of NACM’s website, but did you know that there is an entire library of resources compiled together for your convenience, many of which are exclusive to members and free of charge?

The NACM Knowledge & Learning Center operates as the central hub for resources such as free teleconferences and webinars; articles on best practices; and a search engine for sample forms, important documents, and an array of articles from Business Credit magazine. The center’s main page is laid out in several sections. Let the icons in each section guide your choices. Those with a lock symbol require member login and denote options that are special benefits to NACM membership.… Read the rest

Posted by & filed under Credit.

Whether you’re new to the genre or dipped your toes into the social media ocean with a MySpace page over a decade ago, many users in the business realm tend to make the same mistakes using this powerful technology. That’s according to Scott Stratten, author of UnMarketing: Stop Marketing. Start Engaging. Stratten will be the keynote speaker this June at NACM’s 121st Credit Congress & Expo.

These so-called sins, as Stratten cheekily describes them, are the sorts of traps people can easily fall into when attempting to use social media in a business environment. Learn to spot them and take countermeasures, and you’ll be one step ahead of the competition, regardless of what social media service you’re using.… Read the rest

Posted by & filed under Credit, Education.

The 2017 Education Calendar is now available through September! We have other education classes in the works. As soon as we have them finalized we will update this post. You can also find all available classes for signup here!

Not all classes are currently available for registration.


For questions or more information on events please contact Shawna Kelly.

To print calendar, right click – open image in new tab, Ctrl + P.

Read the rest

Posted by & filed under Business Credit Journal, Education.

Sometimes it’s better to embrace the unusual, the unlikely, and unexpected. It makes me think of salted caramels or bacon on top of a maple donut. Although mine are all food, we all could think of pairings that came together and accomplished something great. It’s been nearly a year since NACM Oregon and NACM Inland NW joined forces to form something greater. Separately both companies were strong, although the Board of Directors along with management recognized our unique pairing and the potential greatness it created for our members.

We’ve spent the past year blending what we do best in both offices. We are being very thoughtful about culture and working to create an environment that reflects who we are and where we’ve been, helping us work together seamlessly.… Read the rest