Advertising Credit Group
The purpose of this group shall be to meet for discussion of common areas of interest. This credit group may include in membership any company which is primarily selling advertising media to commercial businesses in the Pacific Northwest. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the third Thursday of each month, from 11:45 a.m. to 1 p.m.

Building Materials Credit Group
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which is primarily a distributor or manufacturer of building materials to lumber yards & dealer’s products and/or services in the Pacific Northwest. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the third Tuesday of each month, from 11:30 a.m. to 1 p.m.

Contractors Credit Group
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry.This credit group may include in membership any company, which is primarily a distributor or manufacturer of construction products or services to contractors and subcontractors in the Pacific Northwest. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings take place on the third Wednesday of each month, from 11:45 a.m. to 1:30 p.m.

East Coast Executive Credit Association (ECA)
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of interest to members from the apparel, footwear, and cosmetics industries. This credit group may include in membership any company, which (1) manufactures or distributes products to retail, specialty or department stores, (2) operates a credit department with a professional credit manager, (3) has sales exceeding $100 million per year, and (4) is a member in good standing of any NACM affiliate in the United States. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held four times per year in February, April, August, and December, from 10 a.m. to 4 p.m., with report clearances all other months.

Electrical Wholesale Distributors Credit Group
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry.This credit group may include in membership any company, which is primarily a wholesale electrical distributor in the Pacific Northwest. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the third Friday of each month, from 12 to 1:30 p.m.

Eugene Construction Credit Group
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which primarily manufactures, distributes, fabricates, finishes, or supplies to the construction industries in the Pacific Northwest. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:

Face-to-face meetings are held from 8:00 a.m. to 4:00 p.m.

Food Service & Supplies Credit Group
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which primarily manufactures or distributes products or services to restaurants, grocers and institutions in the Pacific Northwest.

Meetings:
Face-to-face meetings are held on the third Wednesday of each month, from 11:45 a.m. to 1:30 p.m.

HVAC Credit Group – Portland 
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which primarily manufactures or is a wholesale distributor of heating, ventilating, air conditioning, products or services to dealers and contractors in the Pacific Northwest. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the second Tuesday of each month, from 11:45 a.m. to 1:30 p.m.

Industrial Suppliers Credit Group
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which manufactures or distributes any type of industrial supplies and wholesales to the general industrial trade in the Pacific Northwest. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the second Friday of each month, from 12  to 1:30 p.m.

International Trade Discussion Group
The purpose of this group shall be to meet for discussion of common areas of interest with occasional guest speakers in the area of international sales and credit. This credit group may include in membership any company with an NACM Northwest membership in good standing. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the third Friday of each month, from 11:30 a.m. to 1 p.m.

Legal Services Discussion Group
The purpose of this group shall be to meet for discussion of common areas of interest. This credit group may include in membership any law firm. Membership in the Legal Services Group shall be held in the name of the individual company. The principal delegate from each member company shall be its senior accounts receivable person responsible for the credit function. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the second Wednesday of every other month, odd months of the year, from 12 to 1:30 p.m. Location varies.

Mountain West Electrical Suppliers Teleconference Credit Group
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which primarily manufactures or distributes products or services to the electrical contracting industry in the Mountain West states. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Meetings are held on the third Thursday of each month, from 9 to 9:30 a.m. (PST)/10 to 10:30 a.m. (MST) via conference call.

National Apparel & Footwear Credit Association (NAFCA)
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which (1) manufactures or distributes apparel, footwear or related products to retail, specialty or department stores; (2) operates a credit department with a professional credit manager; and (3) is a member in good standing of any NACM affiliate in the United States. Any company meeting the qualifications shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held four times per year in March, May, September, and November, from 8 a.m. to 5 p.m.

National Forest Products Credit Group (NFPG)
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which:

  1. is involved in the initial conversion of logs into forest products.
  2. shall have sales in excess of U.S. $200 million from such forest products in the most recent calendar or fiscal year prior to application for membership.
  3. shall have a full-time employee whose primary responsibility is providing credit management and related services for the company, but who does not have a responsibility relating to sales of forest products for the company.
  4. is a member in good standing of any NACM affiliate in the United States.

Forest products are defined to mean lumber, plywood and panel products utilized primarily in the commercial and home construction industries and distribution such forest products shall be national in scope, and not merely regional. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the third Thursday and Friday every other month, odd months of the year, from 2 p.m. Thursday, and then 8 a.m. until 12 p.m. on Friday.

North American Hardwoods Credit Association (NAHCA)
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry.

This credit group may include in membership any company, which:

  1. is involved in the manufacture or wholesale distribution of hardwood
  2. shall have sales in excess of U.S. $15 million from such forest products in the most recent calendar or fiscal year prior to application for membership
  3. shall have a full time employee whose primary responsibility is providing credit management and related services for the company
  4. is a member in good standing of any NACM affiliate in the United States.

Distribution of such hardwoods shall be national/international in scope, and not merely regional. A company shall be eligible for membership in this credit group as further described in the Bylaws.

Meetings:
Meetings are held four times each year as scheduled by the membership. One meeting may be held by conference call, and the group may schedule a meeting at the Credit Congress each year.

North American Retail Industry Credit Group (NAR)
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry.

This credit group may include in membership any company, which:

  1. Manufactures, distributes, insures, advertises, or factors for a wide spectrum of retail businesses;
  2. Operates a credit department with a professional credit manager;
  3. Has annual sales of $100 million or more; and
  4. Is a member in good standing of any NACM affiliate in the United States.
  5. Any company meeting the qualifications shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held three times per year in the months of January, April, and October from 8:00 a.m. to 5:00 p.m..

Northwest Seed Credit Association
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which manufactures or distributes seed products, nationally or internationally. A company shall be eligible for membership in this credit group as described in the Bylaws..

Meetings:
Face-to-face meetings are held on a quarterly basis in Salem, Oregon usually in the months of January, May, July and November from 8:30 to 10:30 a.m.

Paper Credit Group
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discus improvements in credit management techniques and other subjects of general interest to members of the industry.This credit group may include in membership any company, which manufactures or distributes paper, paper products and printing supplies, or services to the printing industry in the Pacific Northwest. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the third Thursday of each month, from 12 to 1:30 p.m. The group does not meet in the month of December.

Petroleum Credit Group
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, manufactures or distributes petroleum products or services for commercial/wholesale use in the Pacific Northwest. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the fourth Wednesday of every other month, even months 11:30 a.m. to 1 p.m

Plumbing & Waterworks Credit Group
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any companies which primarily manufacture or is a wholesale distributor of plumbing and/or waterworks products to dealers and contractors in the Pacific Northwest. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the third Tuesday of even months, from 11:30 a.m. to 1:00 p.m.

Regional Food Manufacturers & Processors Credit Group
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which manufactures or processes food products in the Pacific Northwest. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the fourth Tuesday of the odd months of the year, from 11:30 a.m. to 1:00 p.m.

Regional Metals Credit Group
The purpose of this credit group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any stocking metals service center involved in the mill production and/or distribution of metal products and distribution of such metal products shall be regional or national in scope. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the second Monday every other month, odd months of the year, from 8 a.m. to 1:00 p.m., and members participate in person.

Regional Sporting Goods & Apparel Credit Group
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which manufactures or distributes products or services in retail, specialty or department stores regionally or nationally. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the second Friday of odd months of the year from 12 to 2:00 p.m.

Trucking Industries Credit Group
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which manufactures or distributes vehicles, engines, parts, or materials and labor incidental to such distribution; that provides financing services; or that provides operating supplies such as fuel, tires, or accessories to commercial trucking operations in the Pacific Northwest. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the third Wednesday of every month of the year, from 11:45 a.m. to 1:30 p.m.

West Coast Apparel & Footwear Credit Association
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members from the apparel, footwear, and cosmetics industries. This credit group may include in membership from any company which (1) manufactures or distributes products to retail, specialty, or department stores; (2) operates a credit department with a professional credit manager; and (3) is a member in good standing of any NACM affiliate in the United States. Any company meeting these qualifications shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held four times per year, the second Wednesday in February, April, July, and October, from 9 a.m. to 1 p.m.